Certitude Benefits for Ascension-affiliated physicians and healthcare providers in Alabama:
- Risk Management Credits—participation in ProAssurance loss prevention can earn insureds up to an 8 percent in premium credit at renewal.
- Consent to Settle—ProAssurance will not settle without policyholder consent.
- Claims defense that begins with a unified approach—physician and facility interests are considered together when appropriate and fair, and the physician’s voice is heard throughout the claims defense process.
- Local underwriting and claims management—ProAssurance’s Birmingham team has in-depth underwriting and claims experience. They price fairly and defend effectively because they understand the risks and legal climate you face.
- Contingency Excess Policy Endorsement—physicians with Alabama Certitude policy limits of at least $1,000,000/$3,000,000 receive an additional $2,000,000 in coverage at point of verdict.
- CyberAssurance® Plus endorsement—protects against a broad range of cyber threats including data breaches, hacking, and ransomware. Higher limits are available from your Certitude agent.
- Coverage for certain peer review services and death, disability and retirement—according to policy conditions.
- Interest-free payment options—choose from annual, semi-annual, or quarterly billings or a nine-pay electronic payment program for convenient cash flow management.
For a Certitude agent near you
Business Development Director