Certitude professional liability insurance is underwritten by ProAssurance* and available to physicians and healthcare providers through Ascension health ministries nationwide.

Certitude delivers:

  • Top-tier coverage at surprisingly reasonable rates;
  • Risk resources to help you improve patient safety, manage your practice, and save money;
  • Unified claims approach for industry-leading defense outcomes;
  • Certitude peer input for difficult claims and underwriting issues;
  • Cyber liability protection, coverage for certain peer review services; and other enhancements according to policy conditions; and
  • Flexible premium payment options to fit your needs.

Why Certitude?

Patient Safety Focus—Certitude supports your commitment to patient safety with coverage that includes extensive risk management resources and easy access to Risk Resource Advisors.

Better Results—By reinforcing excellent patient care with effective risk management, Certitude helps drive improved patient outcomes, better claims defense when claims occur, and ultimately, lower premiums.

Superior Defense—Now in its sixth year, Certitude closed 90% of its claims without indemnity paid 2011-2016—far surpassing the industry’s 73% average for 2011-2015.**

Unified Approach—When possible, Certitude uses a unified claims defense which ensures all parties—physician, facility, and insurer—are treated fairly.

Experienced Support—Certitude’s underwriter, ProAssurance, is known for financial stability, value, and service excellence. Coverage is tailored to your state’s tort environment, with knowledgeable claims management, risk resource, and customer service staff who understand your local practice environment.

Find your health ministry's Certitude program

*The Certitude® healthcare professional liability insurance program for Ascension-affiliated physicians is underwritten by ProAssurance Corporation companies: ProAssurance Indemnity, Inc. (AL, CT, DC, FL, KS, IN, MD, OK,and TX), ProAssurance Casualty Company (IL, MI and WI), and ProAssurance American Mutual, a Risk Retention Group (NY).
**According to the Physicians Insurers Association of America Data Sharing Project, 2011-2015.